ePay Management - Payroll Card Services

Payroll Card Services

Unbanked employees will avoid the excessive costs of check cashing companies and money orders

The Payroll Card is designed to help employers lower payroll costs while at the same time provide a much needed benefit for their valued unbanked employees.

We offer an affordable way for your employees to receive their paychecks via direct deposit to a payroll card, send money to family and friends anywhere in the world, and never have to purchase another money order again in order to pay their bills.

Benefits Of Our MasterCard Debit Card Payroll Program

Increase profits:

Reduce your costs associated with issuing checks
Provide your employee base with a safe and convenient alternative to receiving checks
Increase your company's participation in direct deposit
Eliminate the hassles and overhead associated with the printing and distribution of paper checks whether they be payroll, expense, commission, draw, per diem... you name it

Implementation and Enrollment Process

You choose which method is most efficient for your organization.

Voluntary Enrollment

You handle the enrollment of employees. Simply have the employees fill out the enrollment form and fax it to the toll free number listed at the top of the form. An enrollment representative will enter the information into our system, generate routing and account information for the individual, and email this account info back to you to enter into your payroll software. The Payroll MasterCard will be ordered, personalized and sent to either the company location or to the employee's home. Mastercards take 7 to 10 business days to arrive.

Mandatory Enrollment

PayPartners sends your HR or Payroll department a simple data request file (DRF) in Excel format for them to complete and send back. Once we receive the completed DRF, We will input the information, create the cards, and return all needed account information to your organization. We will schedule to have one of our bilingual enrollment representatives come on-site to explain the card program and its benefits. Employees will receive a welcome kit that includes: Tip and fees sheet outlining best practices and use of their new Mastercard, as well as our contact information.

Instant Issue

This program is designed to help employers who experience high turnover. Instant issue debit cards are left at the employer site and are to be issued to new hires. Simply email the DRF with the card nmber given to the employee and we will return account information for employee same day as hired. This program is only available to organizations that mandate direct deposit.

Employer Benefits:

No more printing checks
No more mailing checks
No more lost or stolen checks
No more reconciling checks
No cost to the employer
Eliminate the need to mail expense checks
Use the money saved to offset other high benefit costs
Increase employee retention and loyalty
Increase company-wide participation in direct deposit
We handle all cardholder services

Employee Benefits:

Avoid paying costly check cashing fees (NACHA: average check cashing fee = 2.5%)
Free bill pay = no more money orders!
Send money to family and friends worldwide for only $8.00, regardless of the amount being sent.
Purchasing power at millions of retailers worldwide who accept MasterCard debit cards
Cash access at over 840,000 ATMs
Automatic approval - no credit check required
No bank account needed

Pricing

Our Payroll Card Services program is designed so the Employer has no cost to implement our services. All fees are charged to the cardholder.

Card Holder Card Costs

Instant Issue ATM PIN Debit Card: $2.50
Pre-Paid debit MasterCard: $4.98
Monthly Service Fee: $4.00
Transfer Balance to Bank Account Fee: $2.99
SMS Balance Inquiry (Text Message): $0.98

Debit Purchases - Domestic & International

Point Of Sale Purchases, Decline or Return: $0.00
Signature POS: FREE

ATM Fees

ATM Withdrawal Domestic: $1.99
ATM Inquiry / Decline Domestic: $0.99
ATM Withdrawal International: $3.99
ATM Inquiry / Decline International: $2.25

Customer Service

Live Operator Cardholder Support: FREE
Account Access - IVR: FREE
Account Access - Web site: FREE

Card Demographics and Limits

Maximum Card Load: $10,000.00
Minimum Load/Reload: $1.00
Maximum Load Over The Card Life: None
ATM Withdrawal Limit: $1,500.00 Per Day
Over The Counter Cash Limit: $1,500.00 Per Day
POS Purchases Limit: $1,500.00 Per Day

Please do not hesitate to contact us with any questions or concerns at 1-877-493-EPAY (3729).