Our platform gives your patients access to innovative treatment options.
A personal loan that is funded to the patient directly which can be for any treatment type.
No, the personal loans are spent at the discretion of the borrower without limitations.
Our market place can fund $1,000 - $100,000 depending on credit worthiness.
A minimum credit score is typically 550 but many factors are considered for approval such as debit to income and outstanding collections. The lenders will determine credit worthiness and make an offer based on their analysis. All offers are made instantly with a soft credit pull so the borrower’s credit is not negatively impacted
Pre-approvals are instant and the borrower can evaluate the best offer that fits their monthly budget. Once the offer is selected the lenders may take up to two days for firm approval and the funds are then dispersed via ACH to the borrowers checking account. On average the process takes 5-7 days for funds to deposit when a borrower is pro-active in completing the loan documents.
A recent pay stub and copy of driver’s license are required by most lenders, some may also require bank statements for proof of income.
Interest rates very between 5.99% - 35.99% with loan terms up to 84 months depending on credit worthiness and amount funded. The lender may also bill an origination fee of 0-6%.
A borrower may qualify for an amount in excess of the initial estimate to be used for future billing or reapply and accept an offer from another one of our multiple lenders.
The borrower is funded on average 2-3 days you can collect payment for your invoice via ACH, debit/credit or cash.
No, you can collect payment from your client as soon as they are funded.
There is no fee for uncollected funds, the contractor is only billed for the collected amount.
There is no recourse to the practice if a borrower defaults.
You are only billed for the amount you collect for your invoice.
There is a $99 monthly membership fee and a 4.99% discount fee billed against the amount the practice collects on the initial treatment. There are no contract term limits required, you can cancel anytime.
Merchants can simply click on the enroll now button and fill our simple online form, provide a business/professional license and voided check to get started. Borrowers must apply through the participating practice.